What does it Cost?
You may choose to have our one-time $189.00 application/enrollment fee ($309.00 for a couple – a $69.00 savings) billed 5 to 15 days after you enroll. You may cancel this agreement at anytime within the first five days and you will not be billed anything. Your enrollment fee will cover the most expensive portion of your case - your case setup. This includes the "Credit Repair Consultants' Guide to Your Credit Score" booklet, all welcome/orientation communication being sent, ordering of all three of your credit reports from Equifax, Experian and TransUnion, up to one hour of consultation with one of our credit consultants, processing and data input, verification and payment setup, and building of physical file.
In accordance with federal regulation we will never charge you in advance. Your case set-up, including ordering of all three of your credit reports on your behalf, will be completed before you are ever billed the enrollment fee.
Thereafter there is a monthly service fee of just $79.95 per month ($89.95 for our Premier service plan or $109.95 for the HomePlus service plan - Plans are explained in more detail below). We never charge you in advance of having work performed. We will process the monthly program fee each subsequent month for work performed the previous month. Many months the amount of work that we perform far exceeds the small monthly amount that we charge, nonetheless, rest assured that we will never bill you more than agreed.
Fees are refundable. The enrollment fee is refundable as per our 120-day refund policy. And the monthly fees are refundable as per our service guarantee.
For your convenience you may pay by credit card or check draft. Cash is only accepted in person and at our offices.
Get unlimited disputes & deletions. There is no limit to what kind of items we dispute and delete, or how many items we dispute and delete.
Enjoy first-class customer service. Our counselors are trained and qualified individuals whose knowledge, consistent performance and attention to detail are unparalleled in the industry.